FRANCIS COLEMAN FUND

FRANCIS COLEMAN, our new folk hero vs. Bank of America.

A 40-year-old Pennsylvania man is in jail after threatening to rob his local Bank of America branch in revenge for an overdraft fee.

Francis Coleman, an unemployed machinist from Bethlehem, called his local tv tations Wednesday night and told them he wanted a camera crew to film him robbing the bank. 

Use the contact information below and we will email you when we get a trust fund account set up with a local bank.  I will put in the first $10.00.


MOVE YOUR MONEY - see the article and website about moving your money out of the big banks.
You have to see the video, for sure.

FREE NEGOTIATIONS with your banks and credit card villains.  Sign up and we will negotiate in mass.  Information required will be minimum and not shared with anyone else for any reason.   There will be no fees.  When we get 100,000 or more people, we will start contacting the usery lenders and communicating with you about our progress.  You may be asked to act in a responsible way to let them know our numbers and let them feel your pain when the time is appropriate.  Who knows, we might be able to file a class action suit or merely transfer all of our funds on the same day to different bank.  Maybe just send in one payment late.  Maybe you can suggest an effective action.

See signup form below/

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Are we suckers or what?

 Wall Street bonuses to rise 40%

Analysts thought 2009 would be a good year for bankers, but it turns out it will be great

Posted by 247 wallst on Thursday, November 5, 2009 8:05 AM

CEO © Roy McMahon/CorbisThere has been plenty of evidence that firms like Goldman Sachs (GS) have had such huge profits that their bonus payouts may be at all-time highs.

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Swine flu vaccine outrage

Wall Street companies receive doses of swine flu vaccine. But who got the shots?

Posted by Kim Peterson on Friday, November 6, 2009 12:55 PM
Nurse preparing an H1N1 vaccine shot, Credit: © Joe Raedle/Getty ImagesSome parents I know are on a daily hunt for the swine flu vaccine, bombarding pediatric offices and county health departments with calls in search of a dose for their children.

So it's easy to understand the anger brewing over news that some Wall Street firms, including Goldman Sachs (GS) and Citigroup (C), have already received units of the vaccine.

But let's look at this closely for a minute. BusinessWeek delved into the matter, and found that yes, large employers such as Time Warner (TWX) and JPMorgan Chase (JPM) have received or are in line for the vaccine.
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Is there no shame?
In spite of their current greedy actions, the banking industry is hoping to pull off a quiet power grab that has eluded its grasp since the Great Depression, by stripping the independence of the board that sets financial accounting standards.

The move could effectively let banks set their own accounting standards in rough economic times.

Astonishingly, at a time when the public is crying out for greater regulation to limit excessive risk-taking by financial institutions, the banks are trying to get Congress to agree that the next time there's a big downturn, they should have the ability to alter their accounting standards -- essentially, fudge the numbers -- so that the public and investors won't be able to tell how insolvent they really are.

Better 1 Than 1 Million
It is better that 1 company goes bankrupt than 1 million people.



Home Page

Welcome to the home page of Better 1 Than 1 Million, where we think it is better for 1 bank to go bankrupt than 1 million people.

If you think that the credit card industry and national banks in this country have gotten out of control, abuse their customers beyond the freedoms offered through the free enterprise system, exhibit greed far beyond a reasonable profit and can no longer be trusted to conduct business in the United States than you have come to the right place.

We believe that we can no longer trust or wait for our legislative bodies, who we believe are bought and paid for by the financial industry and Wall Street, to act on our behalf and curb the unreasonable abusive behaviors of the banking and credit card industry.

Our aim is nothing short of withdrawing our accounts from the national banks and the use of their services, drying up their sources of income and their customer base, refusing to play their financial games any more at our detriment and to bring lasting legislation changes that installs national usuery laws to protect the public. 

Click here to go to our blog.

Computer Disobedience

Banks cannot exist without computers and their efficiencies.  That is why they want you to things like automatic deposits and internet banking.   But they need our cooperation.   So just stop cooperating.  You can do a lot to exert your power through Computer Disobedience

Here is what you can do:

1. When you can, use checks again instead of cash, credit cards, debits cards or the computer. 
2. Use cash instead of debit or credit cards to keep fees out of their greedy hands and keep more money in your community.  You local businesses would appreciate that, too.
3.  Instead of making electronic payments, pay by check again.  Even better make multiple payments in separate checks for the same amount.   If you are in a national bank and paying to a national bank just this change could increase their workload and costs 10, 20, 30 or more times than if you make an electronic payment.
4.  If making electronic payments, make multiple payments. One of my credit cards accepts a minimum electronic paymen of $5.00.  So I devide my total payment by 5 and make that many payments.  Then, request printed statements instead of the electronic ones.
5. When depositing money, make smaller deposits, preferably in person.
6. When withdrawing, make smaller withdrawals, preferably in person.
7. Don't use ATM or retails stores to withdraw extra cash.  Write a check or go by the bank like in the old days.
7. When being in person, deposit smaller denominations, preferably with coins that requires the deposit to be counted.
8. When withdrawing money in person request smaller denominations and odd coin amounts that require counting and handling.
9. Open multiple accounts in multiple banks and keep a minimal amount in each, like $5.00.
10. When appearing in person try to be there on the busiest days and the busiests times.

Keep tuned for additional ideas as they come in.

CEO's of the Nation's Largest Credit Card Issuers - Tell them what you think of business practices.

American Express

 

CEO Kenneth Chenault

 

American Express

 

World Financial Center

 

200 Vesey St.

 

New York, NY 10285

 

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Bank of America

 

CEO Kenneth Lewis

 

100 N. Tryon St.

 

Charlotte, NC 28255

 

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Capital One

 

CEO Richard Fairbank

 

Capital One Financial Group

 

1680 Capital One Drive

 

McLean, VA 22102

 

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Chase

 

CEO James Dimon

 

JPMorgan Chase

 

270 Park Ave.

 

New York, NY 10017

 

 

Citi

CEO Vikram Pandit

Citigroup

399 Park Ave.

New York, NY 10043

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Discover

CEO David Nelms

Discover Financial Services

2500 Lake Cook Road

Riverwoods, IL 60015

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HSBC

CEO Niall Booker

HSBC Financial Group

26525 N. Riverwoods Blvd.

Mettawa, IL 60045

 

Francis Coleman Fund
Enter email address to receive info on Trust Fund Account:

We will set up  trust fund account next week, post the information here and email those who sent us their email address.

















Put me down for $:
(This is so we can get an idea how much people might give.)
Email:
Comments:




To Employees of Banks & Credit Card Companies


We all need jobs but really how and why do you work for such greedy and sleazy organizations that entrap people and then charge outragious rates and fees.

How can you justify helping  a company collect 23.99% and 29.99% interest when interest rates are at a historic low.

How do you sleep at night knowing that these national companies are milking little towns dry, centralizing the wealth and then kicking the poor and the middle class with two feet while they are down and collecting 100's of millions in bonuses, installing gold shower curtains and controlling legislation to create laws that make them even richer and most of Americans even poorer?

Contact Information
In signing up, you agree to let us keep you posted about Better1Than1Million through emails.  We will only use the number of people signed up and the lenders names in our phase one.  Your contact information will not be used for any other purpose without your permission and only after we contact you for that permission.  Right now we just want a list of serious people and the lenders abusing them.  Primarily we need a contact name, city, state and email address.
First Name:
City:
Zip Code: (5 digits)
State:
Email:

Just list your 3 larges credit card debts for now.
Lender Card:
(Citibank, Chase, etc.)
Type of Credit: : (Visa, MC, etc.)
Lender:: (Citibank, Chase, etc.)
Type of Credit:
(Visa, MC, etc.)
Lender: (Citibank, Chase, etc.)
Type of Credit:
(Visa, MC, etc.)
Comments:

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